AN OPEN LETTER AND
DISCIPLINARY COMPLAINT
TO THE ATTENTION OF
THE NEW JERSEY SUPREME COURT
RE “THE MORTGAGE ACCELERATION RIP-OFF”
July 19, 2017
The Honorable Stuart Rabner,
Chief Justice
The Supreme Court of New Jersey
Richard J. Hughes Justice Complex
25 Market Street P.O. Box 023
Trenton, New Jersey 08625-0023
US Postal Signature Confirmation # 2312 0200 0000 3664 6443
Dear Chief Justice Rabner:
Acceleration of a loan stops the clock on the accumulation of late fees and interest. Period. End of story.
But that is not how the “il-legal” representatives for New Jersey’s predatory lenders operate. They add insult to injury, literally. When the “il-legal” representatives calculate the amount for Final Judgment on a home loan, they throw in a running total of interest and late fees accumulated throughout the #FRAUDclosure proceedings. That ups the total due by 20k, 30k, 40k, 50k, 100k, 150+k, all depending on the time lapse between acceleration and granting of the Final Judgment.
Are these miscalculations inadvertent or purposeful ?
Are these actions sinister, fraudulent, or both ?
In one sense, it doesn’t matter, because the 100k New Jersey homeowners who have experienced this additional #FRAUDclosure rip-off, are the ultimate victims of this malicious and vicious engorgement.
I therefore beseech this Court to conduct an internal probe of my allegations, and when verified, to order lenders and their representatives to cease and desist their illegal patterns and practices.
Some form of compensation/offset is mandatory for affected homeowners.
(See some Sample Cases below.)
Thanks in advance for your thorough investigation into this situation. I will be happy to appear and answer questions related to this Complaint.
Sincerely,
/s/ Carolyn Bailey, Whistleblower
HurtingHomeOwner@aol.com
www.HurtingHomeOwners.com
www.Twitter.com/HurtinHomeOwner
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“The eyes of the Lord are in every place, beholding the evil and the good.”
Proverbs 15:3
SAMPLE CASES OF “THE MORTGAGE ACCELERATION RIP-OFF”
(New Jersey Superior Court documents)
Prepared By – Carolyn Bailey, Whistleblower
July 19, 2017
(www.HurtingHomeOwners.com )
1) US Bank v. Cisse F-29521-08
2) US Bank v. Johnson F-016642-10
3) Wells Fargo v. Borda F-26663-07
4) First Horizon/Bank of New York v. Fischer F-7756-09
5) Bank of New York v. Gibbons F-038765-15
6) US Bank v. Mendez F-045502-10
7) Bank of New York v. Jose F-22139-08
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“THE MORTGAGE ACCLERATION RIP-OFF” ALERT
DISTRIBUTION LIST
Prepared By – Carolyn Bailey (Whistleblower)
July 19, 2017
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“Robo-signing” is no longer front page news.
“The Mortgage Acceleration Rip-Off” should become its replacement.
Alert defrauded homeowners to seek judicial review and redress.
Please share the attached document within your sphere of influence. Thanks.
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Media
Elected and Appointed Officials
Various Law Enforcement Agencies and Departments
Members of Judiciary and Administration
Churches and other faith based institutions
Various Social Service Agencies
Legal Assistance Organizations
Various Activist Organizations
Various Social Conscience/Awareness Organizations
Other individuals and groups with aligned interests
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