The Great Recession is not a collection of statistics, but a collage composed of millions of faces. It is a mural of people whose lives have been shattered, tragically altered forever. A few of those faces are reflected in the "2013 BANK SHARK Competition" Nominating Articles on each of the "Shark" pages.
But most HurtingHomeOwners are still in hiding because they tend to blame themselves for their foreclosures. More than 95% of homeowners served with foreclosure papers make no written response to the Court. The "2013 BANK SHARK Competition" is part of an ongoing effort to improve those statistics.
When a bank serves you with foreclosure papers, chances are very good that the shame is on the bank ! Reply in writing to the Court because you cannot lose face, but you can lose your home.
GOAL: 500,000 brazen, organized pack-rat homeowners file PRO SE Federal or state civil RICO actions against their lender(s) and lender(s) local attorney(s), before their statute of limitations expire. (Search engine "your state RICO", and also click on the "Empowerment" page of this web site.)
Class action law suits have become a sucker's bet. Federal and state courts have tightened the noose so much that it is almost a waste of time to pursue a class action. It's every man for himself ! RICO statutes provide triple damages.
Banks greased the skids you slid down. Confront them in writing to the Court.